Auto Insurance

POLICIES

Cut Your Premium, Not Your Coverage.

With Allstate, you'll enjoy quality protection and a variety of auto insurance discounts. Your lifestyle, driving habits and policy management preferences are just a few of the many factors considered when determining what discounts are available to you.

 

 

 

 

Featured Discount

With Drivewise®, driving safe can help you save. Downloading a mobile app or installing a small device in your car to track your safe driving habits could help you earn a savings of up to 30%.

 

 

 

 

Vehicle Discounts

A shiny new set of wheels can help you lower your car insurance rates. Your car's safety features could also help you spend less on auto insurance. Explore all the vehicle discounts from Allstate:

 

• Passive restraint discount

If your car came from the factory with airbags and motorized seatbelt, you could save up to 30%.

 

• Anti-lock brake discount

When your car is equipped with anti-lock brakes, you'll score a 10% discount.

 

• Anti-theft device discount

Secure more savings with an anti-theft device in your car—up to 10%.

 

• New car discount

Save up to 30% if you're the first owner of the vehicle and your car is only two years old.

 

• Economy car discount

You could save some green for driving green. Insuring an economy car could help you earn up to a 10% off your premium.

 

• Utility discount

Save up to 15% when you own a utility vehicle with a model year of 2002 and prior.

 

• Farm vehicle discount

Save up to 10% when you vehicle is used primarily for farm or ranch work.

 

 

 

 

Policy Discounts

From the way you pay your bill to purchasing additional insurance from Allstate, your policy management style can help you save money. Discover the available policy discounts:

 

• EZ pay plan discount

Save up to 5% on auto insurance when you set up automatic withdrawal.

 

• eSmart® discount

Sign up for ePolicy—a convenient way to view all your insurance documents online—and save up to 10%.

 

• FullPay® discount

Save up to 10% when you pay your policy in full.

 

• Auto/Life Discount

Enjoy a discount on your auto insurance when you purchase a life insurance policy.

 

• Multiple policy discount

Save up to 10% on your auto insurance when you purchase a home or renters policy.

 

• Early Signing Discount®

Save up to 10% when you sign your policy seven days before it becomes effective.

 

• Good payer discount

Save up to 5% if you did not receive a cancellation notice for non-payment during the past 12 months.

 

 

 

 

Lifestyle Discounts

You could already be eligible for discounts that can help make your auto insurance more affordable. See the ways your lifestyle can help you save:

 

• Senior adult discount

Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.

 

• 55 and retired discount

Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.

 

• Resident student discount

Enjoy up to 35% off your premium if you have a child attending school at least 100 miles away from where your car is garaged.

 

• Good student discount

All those A's can add up. Single, full-time students under the age of 25 can save up to 20% for getting good grades.

 

 

 

 

 

Driving Discounts

If you have a history of safe driving habits or pro-actively develop your safe driving skills, you could be rewarded with auto insurance discounts. Check out the discount rewards Allstate offers:

 

• Premier discount

Save up to 22% for driving 3 years without any violations or accidents.

 

• Premier plus discount

Save up to 35% for driving 60 months without any violations or accidents.

 

• Safe drivers discount

Your safe driving habits could save you up to 45% on car insurance.

 

• teenSMART discount

Save up to 10% when your teen successfully completes the teenSMART driver education program.

 

• Defensive driver discount

Drivers who are 25 years old, have completed six or more hours of defensive driving courses and have no violations and no at-fault claims can save up to 10%.

 

 

No One Rewards Safe Drivers Better Than Allstate.

Safe Drivers make the road better for everyone.

And that's why Allstate goes the extra mile to thank them with Safe Driver Rewards.

 

• Bonus Checks

Get 2 Safe Driving Bonus® Checks a year for driving safely.

 

• Deductible Rewards

Get $100 off your collision deductible the day you sign up, plus an additional $100 off each year you drive accident free

— up to $500 total.

 

• Accident Free Discounts

 With multiple savings and discounts, you could save even more on car insurance.

 

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