With Penzato, you don’t have to cut coverage to cut costs. You can combine ground-breaking insurance at an affordable price.
You love your bike. At Penzato, we understand that urge to hit the open road.
That’s why we created Your Choice Motorcycle® insurance. For the cost of insuring your bike, it protects your bike and, more importantly, you.
Your Choice Motorcycle® also offers you the rewards you want with the discounts you deserve.
It’s the protection you need when you ride.
Our innovative product offers you all the features you need and the rewards you want. But you’ll also receive all the standard coverage you’ve come to expect like Liability (Bodily and Property), Uninsured/Under-insured Motorist, and Towing.
Your Choice Motorcycle® gives you a variety of options you can customize to fit your needs.
Rider Protection Package — An Allstate Exclusive!
If you have a serious or fatal covered accident, this coverage can provide cash benefits to you or your family — regardless of who was at fault.
• Optional Coverage for Custom Parts. Provides up to $30,000 in coverage for the after-market parts that make your bike unique, like crash bars and custom seats.
• Towing and Labor Costs. Typically reimburses you (up to the applicable limit) for getting your bike to the shop if it breaks down or is in an accident. This coverage is automatically included for Harley-Davidson,® Touring and Touring Sport bikes.
• Rental Reimbursement. If your motorcycle is damaged or stolen, we'll help cover the cost of renting a car.
• Motorcycle and Off-Road Vehicle Transport Trailer Damage Insurance. Typically covers damage and loss of your trailer and motorcycle resulting from collision, rollover and most natural and man-made losses such as earthquakes
To make your premium as low as possible,
call Penzato first. We offer a variety of ways to save:
• Multiple Policy Discount
• Good Rider Discount
• Prior Motorcycle Insurance
• Homeownership Discount
• Safety Course Discount
• Motorcycle Organization Discount • FullPaySM Discount
• Recovery Device Discount
• Anti-Lock Brakes Discount
• Passive Restraint Discount
• Multiple Motorcycle Discount
• Easy Pay Discount
• Early Signing Discount
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