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Penzato Insurance Agency Blog

View the latest blog posts from Penzato Insurance Agency.

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Wednesday, March 1, 2023

Spring Cleaning in Your RV

Before your first big RV trip of the season, your vehicle needs a bit of TLC to take it from storage mode to travel mode. You spring clean your home, so why not your RV? The following tips will help you get started.  1. READ MORE >>

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Monday, February 27, 2023

What Protection Does Flood Insurance Provide?

Many people may think their homeowners or renters insurance policy will cover flooding incidents, but that is rarely the case. To protect your finances if your possessions and home are damaged or destroyed by flooding incidents, it’s critical to invest in flood insurance. READ MORE >>

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Monday, January 16, 2023

What is the Purpose of Liability Coverage on a Renters Insurance Policy?

A majority of landlords now require every tenant to carry renters insurance. This insurance is designed to protect the renter, their property and the tenants around them. Renters insurance covers three main areas: ·        Liability: Liability insurance covers bodily injury and property damage that the renter may cause to someone else. READ MORE >>

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Monday, December 19, 2022

What Does Renters Insurance Cover?

People who rent may not initially see much need for renters insurance. This is especially true for people who don't own many valuables and furnish their home with second-hand furniture. However, renters insurance may be more important than you think, especially when it comes to liability. READ MORE >>

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Wednesday, November 30, 2022

Life Insurance Options for the Uninsurable—What to Do

Many types of life insurance require the applicant to undergo medical underwriting to determine your health status. Certain long-term health conditions, disabilities, diseases and chronic illnesses may disqualify you from getting the life insurance policy of your choice. READ MORE >>

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Thursday, October 27, 2022

Understanding Mortgage Protection Insurance

For many people, purchasing a home is a dream come true, but doing so may also be one of the most substantial investments made in your life. Mortgages come with significant risks, especially if a life-changing event occurs, such as your death or that of someone else financially responsible for making payments. READ MORE >>

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Wednesday, August 17, 2022

Preparing the House for High Winds Before a Hurricane Hits

Knowing the ins and outs of your household’s structural integrity is vital to your safety. Hurricanes affect homeowners living near the Gulf of Mexico, the Atlantic Ocean and the Caribbean Sea, endangering those without proper preemptive protection. READ MORE >>

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Wednesday, July 20, 2022

What Are Flood and Hurricane Insurance?

One of the most serious risks for homeowners and businesses to concern themselves with is the threat of severe weather. During times of extreme conditions—such as flooding and hurricanes—residents and businesses alike may need to carefully monitor forecasts and install additional physical protection for their home. READ MORE >>

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Wednesday, June 8, 2022

Hurricane Season Arrives in Louisiana

Hurricane season has officially begun, and for many Louisiana residents, this is a troubling time of year. Many homeowners see hurricanes hitting the state more frequently—and with greater intensity—than ever before. Residents are also worried about dwindling wetlands that have provided a protective buffer. READ MORE >>

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Tuesday, May 24, 2022

Proper Protection and Deductibles for Flood and Hurricane Insurance

Louisiana is the wettest state in the United States, with an average of 60 inches of rain each year. Whether you reside in a high-risk coastal area, near a bayou or in a low-lying area, all areas of the state are at risk for flooding. READ MORE >>

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2008 Demarco Blvd | Hammond, LA 70403
P: (985) 542-4675 | F: (985) 542-4646 | Email: melissa@penzatoinsurance.com
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