Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Every business owner should be aware of the risks that can arise from daily operations. Business insurance can provide financial protection against costly losses with the potential to put your company’s future in jeopardy.
Contact Protective Risk Agency in Hammond, Louisiana, to learn more about our business insurance coverage.
Why Is Business Insurance Important?
No matter how careful you are, accidents happen. Without business insurance, your company could face financial hardship from customer or employee lawsuits, property damage and business interruptions.
How Does Business Insurance Work?
Business insurance is an agreement between you and your insurance company. In exchange for your premiums, your business can rely on financial assistance in response to covered losses.
The following are common business insurance coverages:
· Commercial property insurance
· Business income insurance
· Professional liability insurance
· General liability insurance
· Workers’ compensation insurance
· Employment practices liability insurance
· Commercial auto insurance
· Data breach insurance
Your business insurance needs are unique. Contact Protective Risk Agency for more information on the business insurance coverages we provide.
When Do I Need Business Insurance?
To protect yourself from liability, it may be beneficial to get business insurance before your company opens. In some states, certain business insurance coverages are mandated (e.g., workers’ compensation insurance). Ask your insurance agent if you have the necessary coverages to open your business or contact Protective Risk Agency today.
How Much Does Business Insurance Cost?
The cost of your business insurance may vary depending on certain factors. Here are some of the variables your insurance company may consider:
· Building size
· Industry risk
· Claims history
· Number of employees
· Policy details
Call Protective Risk Agency for a business insurance quote.
How Do I Get Business Insurance?
The right business insurance can provide peace of mind and financial security. Contact Protective Risk Agency to learn more about how our business insurance coverage could be right for you.